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Gold Loan Software Buying Guide for Jewellers

What to look for in gold loan software: byaj rules, loan book visibility, customer records, dues tracking, and integration with billing.

Counter software vs loan book management

Gold loan software at the counter helps you open a pledge, quote byaj, record repayments, and see a customer's active loans. Gold loan management software adds portfolio visibility — active and closed loans, reconciliation, and reports across your book.

ByajBazaar covers both: start with gold loan software for desk workflows and gold loan management for book-level control in the same account.

What to verify in any platform

  • Simple vs compound byaj — matches your customer agreement
  • Partial payments and closures — audit trail on each loan
  • Customer documents — ID and pledge details stored securely
  • Dues lists — overdue loans surfaced for follow-up
  • Calculator alignment — estimates match saved loan rules

Use the free byaj calculator and gold loan interest calculator to quote before opening a loan, then save the record in software.

Educational resources

The gold loan guides hub covers interest formulas, daily byaj, and ledger practices. For shop-wide context, see jewellery ledger software and the full platform overview.

Getting started

Create a free ByajBazaar account to track loans alongside inventory and billing. ByajBazaar is software for jewellers — it does not lend money or set interest rates for your shop.

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